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Common Cents Tips for Finance

Your toolkit for building a solid financial future. Packed with practical advice on budgeting, saving, investing, and career planning.

Is January the Crystal Ball of the Stock Market? Decoding the January Barometer

Jan 24, 2025 | coastalblooms42

Think of the January Barometer as a potential clue, not a crystal ball. While a strong January often points towards a positive year for the market, it’s not a guarantee. Remember, savvy investors rely on more than just historical trends. Stay informed, diversify your portfolio, and focus on your long-term goals – that’s the real key to success in the market!

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Categories: Financial Foundations + Market Insight Tags: stock market + technical analysis

tariff

What Are Tariffs and Who Pays for Them?

Dec 09, 2024 | coastalblooms42

Tariffs are taxes on imported goods, designed to protect industries, generate revenue, or influence trade. But who really pays for them? Here’s what you need to know.

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Categories: Financial Foundations Tags: tariff

moderna

Moderna Inc: The Investment Opportunity Shaping Tomorrow’s Healthcare

Nov 26, 2024 | coastalblooms42

This biotech stock has plunged 91% from its 2021 peak, is this biotech giant poised for a comeback?

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Categories: Financial Foundations + Money Management Tags: stock market + technical analysis

vocational school

Choosing Between Vocational School and College: The Ultimate Showdown

Nov 21, 2024 | coastalblooms42

Choosing between vocational school and college is more than a decision—it’s a strategy. Look into the pros, cons, costs, and career prospects to pick the path that matches your goals.

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Categories: Financial Foundations Tags: college + school

meme coin

Murad Mahmudov’s take on Meme Coins

Oct 22, 2024 | coastalblooms42

Murad Mahmudov argues the memecoin supercycle isn’t just a future prediction—it’s happening now. While many crypto tokens underperform, meme coins are dominating the market, driven by internal token production and changing external market dynamics. With two major pumps expected in 2025, meme coins are evolving into cultural “cults,” offering investors more than just financial returns—identity, community, and hope.

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Categories: Financial Foundations + Market Insight Tags: crypto

shrinkflation

Shrinkflation: How Hidden Inflation Shrinks Your Favorite Products

Sep 26, 2024 | coastalblooms42

Feeling ripped off at the grocery store lately? You’re not imagining it—shrinkflation is shrinking your favorite products while prices stay the same. It’s sneaky, frustrating, and draining your wallet without you even noticing. Here’s how to spot it and stop getting shortchanged.

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Categories: Financial Foundations + Money Management Tags: inflation + shrinkflation

interest rates

The Federal Reserve, Interest Rates, and the Economy

Sep 18, 2024 | coastalblooms42

Wondering why your credit card rates seem to change like the weather? Blame the Federal Reserve. Their interest rate decisions ripple through the entire economy, hitting everything from your mortgage payments to the cost of your next car. Ready to see how this economic puppet master pulls the strings? Let’s break it down.

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Categories: Financial Foundations Tags: federal reserve + interest rates + market

crypto staking

What Is Crypto Staking? A Beginner’s Guide to Earning Rewards

Aug 23, 2024 | coastalblooms42

Learn how to make crypto work for you, but it’s not all smooth sailing. Earn passive income, and dodge the risks (a non-technical guide).

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Categories: Financial Foundations Tags: crypto + staking

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